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Major Centers of Worship: Aefarn, the House of Gold, is a fortified temple complex housing much of the collected wealth of Abbathor's clergy. The temple is located deep beneath Turnback Mountain, the southernmost peak of a mountain range of similar name running north-south along the eastern border of Anauroch and north of the frozen steppes known as the Tortured Land. The treasure vaults of the Hands of Greed are located in a cavern complex hewn millennia ago from the surrounding granite by the great red wyrm Ragflaconshen, Spawn of Mahatnartorian, before he died defending his hoard from the avaricious Abbathor. In the Year of the Wailing Winds (1000 DR), a trio of Abbathoran priests stumbled across the wyrm's long-hidden lair after following a trail of gold coins placed - or so they suspected - by the Great Master of Greed.

After an arduous adventure bypassing the long-dead wyrm's many traps, the three priests finally penetrated Ragflaconshen's inner sanctum early in the Year of the Awakening (1001 DR). There they discovered that the great wyrm had survived, after a fashion, as a ghost dragon, his spirit unable to rest until his fabulous horde was replaced in kind. The Trove Lord then appeared to the three priests in a vision and directed them to muster the faithful (along with their personal hoards) scattered throughout the Cold Lands - the territory loosely incorporating the lands between the Moonsea, Anauroch, and the Great Glacier - in the ghost dragon's lair. This mass assemblage of treasure would allow the spirit of the Trove Lord's ancient antagonist and kindred spirit in greed to rest at last. When this was done, Abbathor appeared to his assembled worshipers in avatar form and directed them, under the leadership of the Three Coinlords (as the trio was thereafter known), to build a temple honoring him. This structure would house the assembled trove of treasure (possibly the most valuable to ever exist in the Realms), as well as all new wealth that its clergy acquired in the wider world. In the nearly four centuries since the founding of Aefarn, the caverns that make up the House of Gold have been entirely covered with gold leaf and studded with precious gems. The three seniormost priests of the temple compose the ruling triumvirate (still named for its founders), although Abbathor's assembled priests work collectively to defend the House of Gold from interlopers. Each priest has his own heavily trapped set of chambers in which his personal share of the temple's wealth is hoarded. Thus those seeking to plunder the House of Gold find themselves faced with innumerable smaller fortresses in addition to the formidable collective defenses.

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